OOPS! I thaught he had a GeForce2 GTS, not an MX. Yah $20 is about all you'd get. I'd wait if you couldn't spend the extra money. A Radeon 8500LE might work for you, but you really will likely be looking to upgrade again in 6 months. Just set aside $5 a week until you can get a better card. HL2 is supposed to be a Christmas release (I'll feel stupid if it is already out, but I don't track the games as much as the hardware). Set your upgrade for closer to that release date and get save up a little bit of money each week.
I used to have $50 a week going into a savings acount that went for my kid's pre-school, birthdays, and Christmas, but anything left over was MINE!!!

Also after the credit card was paid off and money was set aside for the sommer's major vacation (Disney World last year), I got the rest of the tax returns. I did well this year. I got new speekers, motherboard, memory, CPU, heatsink, case mod stuff, hard drive, and wireless keyboard/mouse. All totalled I probably blew about $600 in the last 6 months. To think We only cleared $45,000 between me and my wife and we own a $120,000+ home and have 3 very small children (1, 3, and 5). Plus we are getting devorced and I keep almost everything (including a 60% custody of the kids). I will likely clear about $30,000 or so this year, but I figure I have another $400 to go in upgrades (new graphics card for my main machine and some mod stuff, sound card, and hard drive for my third computer) thanks to the new tax credit that passed. Then there's the new refrigerator and furnace I need to get this year. I'm just good with money, I guess.
