Oh well.
Does't the fact that the properties box, of the red X icon, shows the image dimensions and file size mean that my HWC entry was correct and that something by that file name was transfered from my server?
The saved image displays correctly in my puter using CompuPic, and the file name displays in the right panel of CuteFTP.
Any more ideas, or checks that I can make?
Appreciate your help guys, Bill