I have installed a SPDIF cable from my Creative 48x to my SB Live! I don't know if I am getting digital output or not, but when I go to the multimedia panel and look at the CD...
Actually, I got mind cheap (300 bucks Canadian) during Boxing Day. In the long run, it is cheaper than a Rio. Each MD only cost me 6 bucks Canadian. I think each FLASH ROM card costs around 100...